Audience guide · Updated 2026-04-26
Reverts to Islam often face a particular financial puzzle: a pre-Islam portfolio that may include interest-bearing accounts, leveraged positions, or non-screened equities — and a sincere desire to align everything going forward, without quietly hoping the past doesn't count. Welcome. The next 12 months of halal portfolio construction matter more than perfection on day one, and crypto is one of the cleaner segments to enter halal because the screening is simpler than equity screening once you remove leverage and DeFi yield.
Our bot is built for that clean-start mandate: AAOIFI-aligned framework, with Saudi Permanent Committee for Ifta and leading Saudi Islamic banks guidance, spot only across screened large caps. No leverage, no margin, no derivatives, no DeFi yield. Read+spot-only API key — you keep custody, the bot operates within a documented mandate. The methodology is published in plain English — bring it to your local imam, sister or brother in faith, or anyone you want a second opinion from.
All tiers billed in USD via Whop and NowPayments. Conservative $49 · Moderate $69 · Multi-X $99.
Many scholars advise unwinding interest-bearing positions over time and donating accrued interest (without intent of reward) to a non-religious cause. Specific guidance varies — consult a knowledgeable local imam or a scholar familiar with your jurisdiction's tax and banking realities. The bot operates only on the halal capital you choose to deploy on the exchange wallet — it has no opinion on your legacy accounts.
Start small ($200–$500) on Conservative tier. Read the published methodology. If something looks off to you, ask. The community is more supportive than it sometimes appears online — local mosque resources, Islamic finance forums, and direct conversations with imams are all valid starting points.
Subscription is a fixed USD service fee. If your halal capital is small, defer signup until you have $1,000+ to deploy — the fee makes more sense at that scale. There's no urgency. Crypto will be there when you're ready.
Most early mistakes in halal investing are about over-concentration or chasing yield, not about screening per se. The bot's mandate enforces position sizing and exit discipline — that's much of the structural protection a new Muslim portfolio needs. The harder questions (zakat treatment, inheritance, legacy account unwinding) are conversations with your local imam.
Most contemporary scholars treat crypto as zakat-eligible at the same nisab and rate (2.5% annually) as cash and stock holdings, calculated on the value at zakat date. Specific rulings vary slightly across schools — discuss with your local imam. The exchange ledger gives you the per-date valuation needed.
Why every leverage product, perp, and option is structurally excluded from every tier.
How the bot works end-to-end: signal, screen, size, place, exit, and report.
The full Shariah picture — riba, gharar, maysir, and how spot trading earns a permissive verdict.
Our framework follows AAOIFI standards, with Saudi Permanent Committee and leading Saudi Islamic bank guidance.
Asymmetric multi-X targeting (3% in 4h, 5% in 1h, pyramid). No scalping, no leverage.
Last updated 2026-04-26; Author: HalalCrypto Research Team. Information only — not financial or Shariah advice. Make your own taqlid choice.