The three tiers in one paragraph
Conservative trades BTC, ETH, and halal blue chips, takes a maximum of three concurrent positions, stops out at −5%, and targets +8 to +15% per trade. Moderate trades the top-20 halal-screened universe, takes up to five positions, stops at −7%, and targets +20 to +40%. Multi-X extends into mid-caps, takes up to eight positions with a take-profit ladder of +30 / +60 / +100%, and stops at −8%.
How to pick
Pick Conservative if any of these are true: you are new to crypto, you cannot tolerate a drawdown above 15%, you want the simplest set of holdings to track, or you are deploying capital you would otherwise hold in cash.
Pick Moderate if you have held crypto through at least one drawdown cycle, you are comfortable with mid-30s drawdowns, and you want exposure beyond BTC and ETH while staying inside the top-20 halal universe.
Pick Multi-X if you understand crypto cycles deeply, you are deploying a small slice of total net worth, and you can tolerate a drawdown profile that has historically reached 50% in extended bear conditions in exchange for the upside ladder.
What is identical across all three
Every tier shares the same Shariah screen — riba, gharar, maysir, haram-sector, liquidity. Every tier is spot-only with no leverage, no margin, no derivatives. Every tier runs on your own Binance account with read + spot-trade keys. The differences are universe, position cap, stop-loss, and take-profit structure — not the halal screen itself.